TOTAL PERMANENT DISABILITY (TDP)

TPD insurance provide financial support if you were to suffer a total permanent disability.

Important factors to consider include costs of rehabilitation, on -going medical costs, general living expense costs including changes made around the home to accommodate the condition, mortgage repayments, outstanding debts and your families ability to survive either without your income or on lower income.

TPD over can be selected for either ‘Own Occupation‘ or ‘Any Occupation‘.

Own Occupation: Where you cannot return to work in your own occupation, due to an accident or illness that has left you totally and permanently disabled. 

Any Occupation: Where you cannot return to work in any occupation, due to an accident or illness  that has left you totally and permanently disabled.